Busting Myths: The Truth About Buying New Construction Homes

When it comes to buying a new construction home, there's no shortage of myths floating around. As someone deeply rooted in the Central Ohio real estate market, I've heard them all—and I'm here to set the record straight. Let's dive into some of the most common misconceptions and uncover the truths behind them.

Myth 1: New Construction Homes Are Always More Expensive

A common misconception is that new construction homes are only for luxury buyers. The truth? Builders today are hyper-focused on affordability—especially in markets like Central Ohio. Many design entry-level and mid-range homes with cost-effective materials, energy efficiency, and simplified floorplans to keep monthly payments within reach for everyday buyers.

Plus, new homes often come with long-term savings:

• Lower maintenance costs

• Energy-efficient systems and appliances

• Fewer repairs in the first 5–10 years

When you factor in builder incentives and warranties, a new build can be just as affordable—if not more so—than an older home with surprise issues waiting around the corner.

Myth 2: You'll Wait Forever to Move In

Not all new construction means waiting 6 to 12 months for your home to be built from scratch. In fact, many builders—especially the big players—keep a steady inventory of spec homes, which are move-in ready or nearing completion.

Take DR Horton, the largest homebuilder in the U.S.—they specialize in delivering ready-to-go homes for buyers who want new without the wait. And they’re not the only ones. Right here in Central Ohio, builders like Ryan Homes, Fischer, and MI Homes also offer quick-delivery options across multiple communities.

So if you’re on a timeline but still want that “brand new” feel, we can absolutely make it happen.

Myth 3: Financing a New Home Is More Difficult

Actually, it’s often easier. Many production builders today own or partner with mortgage companies, which means they’re incredibly motivated—and often very creative—when it comes to helping buyers secure financing. These in-house lenders can offer incentives like reduced closing costs, rate buy-downs, or extended rate locks to make the deal more attractive and affordable.

And when it comes to custom home builders, I’ve built strong relationships with local and regional banks that specialize in construction-to-permanent loans. These lenders understand the building timeline and offer some of the most competitive terms available for new construction clients.

No matter what kind of new home you're buying, I’ll help match you with a financing option that works for your timeline, goals, and monthly budget.

Myth 4: New Homes Lack Character

A lot of people assume that new homes all look the same—cookie-cutter, bland, and missing the charm of an older home. But that couldn’t be further from the truth in today’s market.

Most builders offer a wide range of personalization options, from flooring and cabinetry to lighting, hardware, and even layout adjustments. Want a farmhouse kitchen? Done. Prefer modern black finishes or a three-car garage? That’s on the table too.

Even in larger subdivisions, you can add your own touches to make the home reflect your personality and lifestyle. And if you’re working with a custom builder, the design possibilities are almost endless.

So yes—your new home can have just as much (or more!) character than any fixer-upper… minus the headaches.

Myth 5: You Don’t Need a Realtor When Buying New Construction

Technically? You don’t need me. But let me ask you this—would you walk into a courtroom and represent yourself without an attorney?

No? I didn’t think so.

When you walk into a model home, the builder’s rep is there to protect their bottom line, not yours. Having a Realtor (like me) in your corner means:

• Someone is looking out for your best interests

• You get help navigating contracts, timelines, and upgrade costs

• You’ve got a pro to negotiate on your behalf

• And best of all… you don’t pay me a dime—my fee is covered by the builder

This is one of the biggest investments of your life. Make sure you’ve got the right person representing you.

Myth 6: You Can’t (or Don’t Need to) Inspect a New Home

Just because it’s brand new doesn’t mean it’s perfect. I highly recommend getting a home inspection—even on new construction—because let’s be real: you don’t know if the crew cut corners, rushed to meet a deadline, or simply missed something.

Builders juggle multiple homes at once, and subcontractors are human. I’ve seen things like HVAC systems installed backward, missing attic insulation, and grading issues that could lead to drainage problems—all in “brand new” homes.

A good inspector gives you peace of mind before closing and ensures your builder corrects issues while it's still their responsibility. You only get one chance to make it right before it becomes your problem.

Myth 7: New Homes Are Built with Lower Quality Materials

This one just isn’t true—at least not in today’s market. In fact, most new homes are built with stricter codes, modern materials, and more energy-efficient systems than older homes ever were.

Today’s builders use advanced framing techniques, high-performance HVAC systems, and durable materials designed to last. You’re also getting the latest in plumbing, electrical, and insulation—things that can be extremely costly to upgrade in an older home.

Are there builders who cut corners? Sure. That’s why working with a Realtor who knows the good from the bad (👋 that’s me) matters. I’ve walked hundreds of new construction sites, and I know which builders stand behind their work—and which ones don’t.

Myth 8: All New Homes Are the Same

Not even close.

Yes, many production builders use similar floorplans—but that’s where the similarity ends. Today’s buyers have way more flexibility than people realize. Whether you're picking finishes, extending a patio, adding a bonus room, or tweaking the layout—you’ve got options.

And if you want to go beyond that? We can absolutely go the custom route. I work with builders who will literally sit down with you and an architect to design your home from the ground up. You’re not stuck with a catalog—you're building your dream from scratch.

So no, new homes aren’t “all the same.” Not when you’ve got the right team behind you.

Myth 9: New Homes Depreciate Faster

Let’s get one thing straight—homes are not cars. They don’t lose value the second you “drive them off the lot.”

In fact, new construction homes often appreciate faster. Why? Because builders typically raise prices as they complete more sales in the neighborhood. That means if you’re one of the first buyers in a new phase or community, you could already be building equity before you even move in.

I’ve seen buyers walk into instant value just by timing it right. And when the area grows—new roads, schools, shopping nearby—your appreciation potential only goes up.

So no, new homes aren’t a bad investment. They can be one of the smartest wealth-building moves you make.

Thinking about making a move? I'm here to guide you through every step of the new construction home buying process in Central Ohio.

📞 Call or text me at (614) 633-7119
📍 Serving Pataskala, Etna, New Albany, and surrounding areas
🔑 They Went to Jared—You Should Too.